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Banking and Financial

Historically, financial transaction systems are costly, difficult to change and have often failed to meet the needs of evolving consumer expectations and increasingly competitive financial and e-commerce markets. The rapid shift in payment trends is creating tremendous opportunity for financial institutions to develop new products, business services and revenue streams based on new generation payment cards, rapidly growing e-commerce markets and new, more secure solutions to emerging trends such as mobile banking.

M2 is transforming the world of financial transaction management and services, bringing to market new products, tools and services that define the next generation of money transfer, e-commerce, mobile banking, transaction security and innovative consumer and business solutions for the changing world of financial services.

With over 22 years of experience and billions of transactions yearly, M2 has the knowledge, infrastructure and expertise to be your trusted business partner. M2 develops, operates and licenses proprietary and patented technology used to manage every phase of the payment cycle, from initiation to settlement.

Financial institutions that trust their business to M2 include JP Morgan Chase, Fiserv, RBC Financial Group, Blue Cross/Blue Shield, among many others.

Intelligent Technology For A Complex World

At the heart of M2's strength is authENGIN, a new, fully integrated electronic funds transfer processing and messaging system for the modern e-banking and e-commerce world. authENGIN is used to acquire, authenticate, route, switch and authorize electronic transactions across multiple delivery channels. It is used by financial institutions to issue domestic and international cards and acquire card transactions through merchants at retail locations, on the Web or from ATMs.

Card and payment management, processing and switching, an Internet payment gateway plus interoperability and message brokering are a few of authENGIN's core functions.

In addition to processing millions of Visa, MasterCard, JCB, Discover, STAR and other network transactions daily, authENGIN provides:

Credit, Prepaid and debit card issuing capability

  • PIN and signature based debit card processing
  • Card management and authorization
  • Card production and issuance
  • Unbanked and under-banked support
  • Bill payment
  • Loan programs
  • Global treasury management
  • Loyalty programs
  • Gateway services
  •     And more

M2 Systems Corporation
2301 Maitland Center Parkway
Suite 240
Maitland, Florida 32751
Tel: 407.551.1300
Fax: 407.551.1399



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